DES MOINES PERSONAL INJURY LAWYER

At the Khan Injury Law, PLLC, our Des Moines personal injury lawyers have dedicated our lives to helping individuals recover compensation for damages accrued in a number of different types of accidents. We advocate on behalf of those individuals in order to prove liability and to ensure that they receive the justice they deserve for the damages done to them.

Our Des Moines Personal Injury Lawyers Work with You Throughout Every Step of the Claims Processs

A personal injury claim begins as soon as the victim suffers injuries or property damage caused by another person’s negligent behavior. The recovery process begins as soon as the victim files a claim with their own insurance company, with the defendant’s insurance company, or with both insurance companies. According to Washington state law, an individual has three years from the date of the accident, or from the date that the injury was discovered or should have reasonably been discovered, to file a personal injury claim.

Once the claim is filed, the insurance company will be notified, which will then send the claim to a claims adjuster. The claims adjuster is responsible for negotiating a fair settlement. Unfortunately, what is fair to the insurance company is often not fair to the victim, as it is typically not even enough to cover the cost of their medical bills. While an individual may be tempted to fight the insurance company on his or her own, doing so often leads nowhere. Because of this, it is best to work with a Des Moines personal injury attorney who has experience in dealing with insurance adjusters, and who understands a victim’s rights and can use that understanding to negotiate a fair deal with the insurance companies.

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PROVING LIABILITY IN A DES MOINES PERSONAL INJURY CASE

In order to settle a personal injury case in Des Moines, WA, the claims adjuster needs to establish that the defendant was the actual cause of your injuries. In order to do this, they need to prove that the defendant caused the accident, that the defendant was negligent, and that your injuries were severe enough to qualify for a settlement. Typically, this involves an investigation by the insurance adjuster. An investigation may include:

• A thorough review of your medical charts and bills;
• A review of the police reports from the accident;
• A thorough review of the damages done your vehicle, and an evaluation of the estimated costs of repair; and
• An interview with you and any witnesses to the accident;
• Photos from the scene of the accident;
• An evaluation of any other evidence you submit.

In addition, you must convince the insurance adjuster of the following:

• That the defendant’s negligence was the cause of the accident;
• That the cost of your medical treatment is substantial;
• That because of your injuries, you are unable to work; and
• That your injuries are real, and require extensive medical attention;
• That your out-of-pocket costs – such as medications, crutches, and transportation – are substantial, and that they are directly related to the accident;
• That you suffer ongoing pain and discomfort.

Once the adjuster has reviewed all of the facts surrounding your case, they will make a decision on whether or not you should receive compensation. If they determine that yes, you deserve to be compensated for your damages, they will make a decision on how much they believe you should be compensated. Oftentimes, this number falls in between zero and the amount you initially filed for. From there, we will negotiate with the insurance company until we come up with a settlement that is fair, and that will adequately cover the full cost of your damages.

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Other Means of Proving Liability, Outside of Negligence

Not all personal injury claims are won on the grounds of negligence. In some instances, a plaintiff may win a personal injury case by proving fault in one of the following ways:

• By establishing intentional conduct, meaning that the defendant set out to harm you;
• By proving negligence per se, which applies when an individual is guilty of an inexcusable violation of a statute; or
• By showing that “strict liability” applies, which is generally only the case in product liability cases.

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WE KNOW HOW TO RECOVER DAMAGES

Our Des Moines Personal Injury Attorneys Fight for Your Rights to a Fair Settlement

Unfortunately, you cannot file a personal injury claim without having to deal with insurance companies and their adjusters. Because the insurance companies are the ones that ultimately pay out for the damages you sustained, you must be able to appeal to their personnel and their formulas. This is easier said than done.

At the Khan Injury Law, PLLC, our Des Moines personal injury attorneys have successfully handled negotiations with insurance companies on behalf of our clients. With a comprehensive understanding of personal injury law and several years of experience, we can ensure that you do not walk away empty handed.

Consult a Des Moines Personal Injury Lawyer

At Khan Injury Law, PLLC, our Des Moines personal injury attorneys are committed to helping you recover compensation for the damages done to you so that you may move forward – unhindered – with your life. A personal injury can have a very serious impact on your way of life, and if you do not file an insurance claim to recuperate damages, you may lose out on the compensation that can help you through these tough times. If you have been seriously injured as a result of another person’s negligent behavior, contact our Des Moines personal injury attorneys to schedule your free consultation today.