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If you have sustained serious injuries as the result of someone else’s negligent behavior, you may be entitled to a personal injury claim. Our Des Moines, WA personal injury lawyers fully understand the negative consequences that a personal injury can have on one’s life, and we have dedicated ourselves to helping individuals like you collect compensation for damages accrued as a result of your injury. From lost wages to outstanding medical bills, and physical disabilities to emotional pain and suffering, the damages from a personal injury can be extensive. Unfortunately, if you do not take any legal actions against the responsible party, you will be left to cover those damages on your own. Depending on the severity of your injuries, this can be next to impossible to do.
At the Khan Law Firm, PLLC, our Des Moines personal injury lawyers have dedicated our lives to helping individuals recover compensation for damages accrued in a number of different types of accidents. We advocate on behalf of those individuals in order to prove liability and to ensure that they receive the justice they deserve for the damages done to them.
A personal injury claim begins as soon as the victim suffers injuries or property damage caused by another person’s negligent behavior. The recovery process begins as soon as the victim files a claim with their own insurance company, with the defendant’s insurance company, or with both insurance companies. According to Washington state law, an individual has three years from the date of the accident, or from the date that the injury was discovered or should have reasonably been discovered, to file a personal injury claim.
Once the claim is filed, the insurance company will be notified, which will then send the claim to a claims adjuster. The claims adjuster is responsible for negotiating a fair settlement. Unfortunately, what is fair to the insurance company is often not fair to the victim, as it is typically not even enough to cover the cost of their medical bills. While an individual may be tempted to fight the insurance company on his or her own, doing so often leads nowhere. Because of this, it is best to work with a Des Moines personal injury attorney who has experience in dealing with insurance adjusters, and who understands a victim’s rights and can use that understanding to negotiate a fair deal with the insurance companies.
In order to settle a personal injury case in Des Moines, WA, the claims adjuster needs to establish that the defendant was the actual cause of your injuries. In order to do this, they need to prove that the defendant caused the accident, that the defendant was negligent, and that your injuries were severe enough to qualify for a settlement. Typically, this involves an investigation by the insurance adjuster. An investigation may include:
In addition, you must convince the insurance adjuster of the following:
Once the adjuster has reviewed all of the facts surrounding your case, they will make a decision on whether or not you should receive compensation. If they determine that yes, you deserve to be compensated for your damages, they will make a decision on how much they believe you should be compensated. Oftentimes, this number falls in between zero and the amount you initially filed for. From there, we will negotiate with the insurance company until we come up with a settlement that is fair, and that will adequately cover the full cost of your damages.
Not all personal injury claims are won on the grounds of negligence. In some instances, a plaintiff may win a personal injury case by proving fault in one of the following ways:
Unfortunately, you cannot file a personal injury claim without having to deal with insurance companies and their adjusters. Because the insurance companies are the ones that ultimately pay out for the damages you sustained, you must be able to appeal to their personnel and their formulas. This is easier said than done.
At the Khan Law Firm, PLLC, our Des Moines personal injury attorneys have successfully handled negotiations with insurance companies on behalf of our clients. With a comprehensive understanding of personal injury law and several years of experience, we can ensure that you do not walk away empty handed.
At Khan Law Firm, PLLC, our Des Moines personal injury attorneys are committed to helping you recover compensation for the damages done to you so that you may move forward – unhindered – with your life. A personal injury can have a very serious impact on your way of life, and if you do not file an insurance claim to recuperate damages, you may lose out on the compensation that can help you through these tough times. If you have been seriously injured as a result of another person’s negligent behavior, contact our Des Moines personal injury attorneys at 206.455.6220 to schedule your free consultation today.