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Liberty Mutual has also outright denied claims.
If you’ve looked online, you would see that auto insurer Liberty Mutual has built quite a reputation over the past few years for unfairly denying insurance claims. Many outraged consumers have taken to the internet to complain that Liberty Mutual has denied them benefits to which they were entitled.
At our law firm, we have gone toe to toe with most of the largest insurers in Washington, including Liberty Mutual. We are prepared to seek a favorable settlement that fully compensates you for your injuries. However, we need to hear from you so we can begin to develop your case.
Headquartered in Massachusetts, Liberty Mutual has developed a reputation for employing hardball tactics to get claimants to accept far less in compensation than they deserve. For example, Liberty Mutual has:
Liberty Mutual has also outright denied claims. For example, they might claim that car damage has been caused by normal wear and tear and not from a collision, which means that it is not covered by their policy. As a result, the claimant ends up with absolutely no compensation for any damage done to their vehicle.
Not all denials are unfair. Take out your denial letter from Liberty Mutual and closely analyze the reason given for not paying out a claim. For example, the following are some common situations where Liberty Mutual might have a valid reason for denying a claim:
These are often legitimate reasons for denying coverage and benefits. However, if Liberty Mutual gives you some other reasons, or if you think they have misinterpreted your policy, you might have a claim against them.
Whether you were injured by a driver covered by Liberty Mutual, or are a Liberty Mutual policyholder yourself, you need to take certain steps to make sure that your rights are protected in the event of a denial. Remember the following:
You should also consult with an experienced attorney, who can help you identify your best options. If the insurance company is merely taking too long, you can spur them to act by writing them a letter. Conversely, if Liberty Mutual has denied your claim, you might need to bring an appeal with the company.
Yes. Lawyers are often very helpful when dealing with an insurance company. For example, if you are an injured motorist whose claim has been denied, you need compensation. Your personal injury protection benefits might be inadequate. An attorney can help make a compelling case that you are entitled to benefits under the terms of the policy.
A lawyer is not helpful in every situation, though. If all you are seeking is a few thousand dollars in repairs for your vehicle, then a lawyer might be too expensive. However, you could still file a complaint with the state’s Office of the Insurance Commissioner, which is empowered to investigate any allegations of fraud or other misconduct.
If you are arguing with Liberty Mutual about an insurance claim denial, please call us. We are an experienced Washington law firm that has helped countless injured motorists get the compensation they need to begin recovery. When you call, you can schedule a free initial consultation with one of our Everett, WA car accident lawyers.
At your consultation, we can discuss the factual basis behind the denial of your Liberty Mutual claim and also analyze what would be the best path forward for you. In some situations, we can help reopen negotiations. In other cases, you might need to bring a lawsuit. You won’t know what to do until you meet with a seasoned car accident attorney who has seen Liberty Mutual many times before across the bargaining table.